Home Loan & Mortgage Guide
Financing Partners
Compare Top Bank Home Loan Rates
Get exclusive interest rates, processing fee waivers, and quick digital sanctions through Worth It Realtors' authorized banking partnerships. Select your preferred bank and submit your pre-approval application in minutes.
State Bank of India
Public Sector Bank
Interest Rate
8.40% - 9.05% p.a.
Max LTV Ratio
Up to 90%
Max Tenure
30 Years
Processing Fee
0.35% (Max ₹10k)
Special Highlight: Zero pre-payment penalties. Special concession rates for female applicants.
HDFC Bank Ltd
Private Sector Leader
Interest Rate
8.50% - 9.15% p.a.
Max LTV Ratio
Up to 90%
Max Tenure
30 Years
Processing Fee
0.50% (Max ₹3k)
Special Highlight: Instant online sanctions and doorstep document collection.
ICICI Bank
Private Sector Bank
Interest Rate
8.55% - 9.20% p.a.
Max LTV Ratio
Up to 80%
Max Tenure
30 Years
Processing Fee
Flat ₹5,000 + GST
Special Highlight: Digital sanction letters generated within 3 hours for salaried profiles.
LIC Housing Finance
Housing Finance Co
Interest Rate
8.45% - 8.90% p.a.
Max LTV Ratio
Up to 90%
Max Tenure
30 Years
Processing Fee
0.25% - 0.50%
Special Highlight: Best-in-class rates for government employees and high eligibility multipliers.
Axis Bank
Private Sector Bank
Interest Rate
8.60% - 9.25% p.a.
Max LTV Ratio
Up to 80%
Max Tenure
30 Years
Processing Fee
Up to 1.00%
Special Highlight: 12 EMI waiver options available on select long-term loan configurations.
Mortgage Estimator
Estimate your monthly outlays in real time.
₹ 1.00 Cr
₹ 10 Lakhs
₹ 10 Cr
8.5% p.a.
5%
15%
20 Years
5 Yrs
30 Yrs
Estimated Monthly EMI
₹ 86,782
Total Interest Payable
₹ 1.08 Cr
Total Repayment Amount
₹ 2.08 Cr
Apply for Loan Pre-Approval
Complete the callback form below. A certified credit counselor will verify your options across matching banking entities.